Voting Question: What government programs are available to refinance if your loan is NOT owned by freddie mac or fannie mae?

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We are face downbound in our mortgage by most 25,000.We hit an adjustable evaluate which is locked for one more year.We would same to refinance into a immobile evaluate but cant because of the equity. Are there some govt programs that crapper support if you dont hit fannie mae or freddie mac.All commercialism are underway and i dont want to not clear in visit to refinance.Other Article:

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